SPECIAL PLANS | |||||||||
JEEVAN SARAL-165
SUITABILITY: This Plan With Features of Conventional Plans & Flexibility of Unit-Linked Plans Provides. PRODUCT: In This Plan One Has Choose The Premium He Wants to Pay. The Sum Assured Payable on Maturity Can be Obtained on The Basics of Age & Policy Term. The death benefit is directly related to the premiums paid. Partial Surrender: Can be Made Any Time After Completion of 3 Years. Auto Cover : If Policy is in Full Force for Full Benefits for 3 or More Years The Risk Cover Under The Main Plan Will Continue For 12 Months From The Date of First Unpaid Premium if Subsequent Premiums are Not Paid. MATURITY BENEFIT: On Maturity Will Get = Maturity Sum Assured + Loyalty Addition if any DEATH BENEFIT: On Death Will Get = 250 Times the Monthly Basic Premium + Return of Premiums Paid + Loyalty Addition if any EXAMPLE:
If Double Accident Benefit Opted, Premium = Rs 12010 / Year Death Benefit Sum Assured = Rs 2,50,000 Basic Maturity Sum Assured = Rs 2,73,450 MATURITY BENEFIT: End of 20th Year Will Get = Rs 4,00,000 + Loyalty Addition DEATH BENEFIT: 1.If Death Occurs During 11th Year, Nominee Will Get = Rs 4,20,000 2.If Deatg Occurs During 11th Year by Accident, Nominee Will Get = Rs 9,20,000 | |||||||||
BIMA NIVESH 2005-171
SUITABILITY: This is Investment Plan Suitable For Persons Who do not Have Regular Income & Who Can Invest Lumsum Amount & Expect Resonable Return. PRODUCT: Guaranteed Additions : Guaranteed Additions at The Compound Rate of Rs.50 per Thousand Sum Assured Per Annum for The Policy With Term of 5 Years and at The Compound Rate of Rs.55 per Thousand Sum Assured Per Annum for The Policy With Term of 10 Years. Guaranteed Surrender Value(GSV) : If Policy Has run For Atleast 1 Year. For 5 Years Policy GSV = 90 % of Single Premium. For 10 Years Policy GSV = 80 % of Single Premium. Surrender Value : Surrender Value is Payable After the Policy has Run At least for One Year. MATURITY BENEFIT: Will Get = Sum Assured + Gtd Addition + Loyalty Addition any DEATH BENEFIT: Nominee Will Get = Sum Assured + Accrued Guaranteed Addition EXAMPLE:1
Single Premium = Rs 99500 Guaranteed Additions = Rs 50 / 1000 Sum Assured / Year MATURITY BENEFIT: End of 5th Year Will Get = Rs 1,25,000 DEATH BENEFIT: If Death Occurs During 3rd Year, Nominee Will Get = Rs 1,15,000 | |||||||||
Statutory Warning: “Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.” All Calculation Given Above are Referal only *Insurance is the subject matter of Solicitation | |||||||||
For Any Clarification Contact RAVINDRABALAN. S LIC ADVICER | |||||||||
SPECIAL PLANS
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